Howard Pell Pens RETIRE FIT, FIT & FIT

Today, 60-year old Canadian men can expect on average to live to 85 and women to 88. What do we do with all those extended golden years tacked on to the end of our lives? Some find the possibilities endless and race to do everything on their "bucket list." Others find their range of choices daunting and wind up procrastinating, essentially succumbing to inertia. Both of these ends of the spectrum are what you might call the retirement trap.

Not so for Howard Pell. A retired computer scientist and trainer, Howard has developed his own prescription for making the most out of one's post-workforce years. And, in this well-written, easy-to-read manual on how to achieve success on three levels, he offers case studies, charts, financial workouts and anecdotes to encourage and help the reader apply this knowledge for personal fulfillment.

First, make sure that you are Financially Fit. Howard offers formulae for determining how long you can expect to live, how much your retirement savings will grow, and how much those savings will generate in annual income. Then comes the necessary revisions to lifestyle if one of those factors doesn't match reality.

Second, make sure you become or remain Physically Fit enough to do the things you want to do. This can be as simple as adopting a pet and taking it for walks. In Howard's case, he joined a gym, got a personal trainer and now tailors his physical workouts to match his activity goals and accommodate his age and the aches and pains that accompany it.

Third, and equally as significant, Howard offers tips for getting Emotionally Fit. This can be feeling a sense of worth and accomplishment in retirement, whether it be community service work, a second career, hobbies, or anything that makes you feel comfortable in your own skin.

And there can be pitfalls. He recounts the anecdote of a friend who retired from accounting to join a service club, and was immediately made the volunteer treasurer. Howard's advice? Take care not to retire to the same job you had been doing, but for no money this time. His friend left the service club, joined a new one, and is now happy not to be doing anything with other people's money.

Most of all, though, Howard Pell follows the axiom of everything in moderation. This self-published retirement guide offers practical ways to plan for a healthy and happy retirement, to prepare yourself to ask the right questions of the experts who will help the plan become reality. As Howard says "I see getting fit as a combination of reflecting on your own wants and needs, then seeking expert advice to put it into action." This book will help you on this retirement journey.

Author Biography: Howard Pell is a Rotarian, author, amateur filmmaker and retired computer science educator. He has never been a financial advisor, fitness trainer, or emotional coach, but is just a regular guy who is finding fulfillment in retirement. He lives in Kitchener, Ontario, Canada with his wife Rosemary. For more information about Howard, contact hlpell(at)howardpell(dot)ca

Retire Fit, Fit & Fit
ISBN: 978-0-9950431-0-7
$18.00